Terms of Service

Effective Date: October 20, 2024

Welcome to Retirement Ready (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, tools, and related services (collectively, the “Service”). By using the Service, you agree to these Terms.

1. Use of the Service

The Service provides tools and calculators for retirement planning. Use is for lawful, personal, and non-commercial purposes only.

2. No Financial Advice

This site does not offer legal, investment, or tax advice. Information is for general educational purposes only.

3. User Input

We collect user-entered data through forms for calculations and report generation. We do not sell or broadly share this data.

4. Intellectual Property

All content is owned by Retirement Ready or its licensors. Do not copy, reuse, or distribute without permission.

5. Third-Party Services

We may use services like Google Analytics, Facebook Pixel, and Mailgun. Their use is subject to their own privacy policies.

6. Limitation of Liability

The Service is provided "as is." We are not liable for any damages arising from its use.

7. Modifications

We may update these Terms at any time. Continued use of the Service indicates your agreement to the latest version.

8. Governing Law

These Terms are governed by the laws of the State of Arizona, USA.

9. Lead Referrals

Some tools are provided in partnership with licensed financial firms. By using these tools, you agree that your information may be shared with the affiliated firm for follow-up regarding your submission.

10. Contact

If you have any questions, email us at support@retirementreadytest.com.